EnvisionSM Process

Wachovia Securities offers a new way to shape your future-not just your future starting at retirement but the one starting right now. The Envision process allows you to imagine what your future might look like. You'll be able to examine the financial implications of these goals and dreams before developing a strategy to help you achieve what you value most.

Steps in the Envision Process

The Envision process begins when you sit down with your Wachovia Securities Financial Advisor to explore goals such as:

  • The age when you want to retire
  • The annual income you want in retirement
  • Education funding for children, grandchildren, or even yourself
  • Dreams and major purchases
  • Your estate and legacy

Together you will:

  1. Identify your life goals and determine ideal and acceptable time frames and amounts.
  2. Decide which goals are most important to you.
  3. Test "what-if" scenarios such as: What if you worked part-time after retiring? What if you bought a bigger house? What if you wanted to leave a larger estate for your family?

Your Wachovia Securities Financial Advisor will then analyze your financial situation and goals using a sophisticated statistical modeling system. With your input, they will present you with advice, guidance, and investment options.

 And, when your life changes, your Financial Advisor can factor in new circumstances, new dreams, and new goals. The Envision process makes it easy to explore your options and their implications on an ongoing basis.

Start the Envision Process Today

With the Envision process and your Wachovia Securities Financial Advisor, you can bring new clarity to your life goals and enhance your ability to achieve them with confidence. To get started, talk with a Wachovia Securities Financial Advisor today.

Retirement Planning
Whether you're 22 or 52, you should think about and plan for your retirement. Our Financial Advisors can help make sure you're on the right track.

Plan for Other Life Events
Whether you're changing jobs or getting married, we have the tools to help you plan accordingly.

10/07, 0507 - 53622

IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical, do not reflect actual investment results and do not guarantee future results. Results may vary with each use and over time.

Envision Methodology, Selection Criteria and Key Assumptions
Envision's simulation model incorporates assumptions on inflation, financial market returns and relationships between these variables based on an analysis of historical data. Using Monte Carlo simulation and data provided by the Center for Research in Security Price, Envision simulates thousands of potential outcomes over a lifetime of investing. The varying historical risk, return, and correlation between the assets is based on indexes over several market cycles. If the indexes do not provide enough historical data to gauge asset-class performance, we may use the data of related asset classes.

Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate

Wachovia Securities is the trade name used by three separate, registered broker-dealers and nonbank affiliates of Wachovia Corporation. Retail securities brokerage services offered through Wachovia Securities, LLC, Member NYSE/SIPC and Wachovia Securities Financial Network, LLC, Member FINRA/SIPC. Corporate and Investment Banking services offered through Wachovia Capital Markets, LLC, Member NYSE, FINRA, and SIPC. A.G. Edwards is a division of Wachovia Securities, Member SIPC.