Asset Management Account

Our Command Asset Program provides a comprehensive approach to managing your investments. Organize your personal or business finances, receive competitive returns on your assets and benefit from the convenience of having your investment and banking needs integrated into one relationship.

With a Wachovia Securities Financial Advisor as a guide, an asset management account can help you realize the full power of your personal or business finances.

Features

  • Automatic sweep of cash balances into your cash sweep option. This may include employer, social security, and other direct deposits as well as dividends, interests, and trade settlements.
  • A comprehensive account statement of your cash and/or securities accounts, including transactions and balances.
  • Worldwide access with a secure Check Card; full check-writing features.
  • Overdraft Protection and a Command Credit Line based on the value of your marginable securities, which allows you to borrow by simply writing a check or using your Check Card. Loan interest is minimized as deposits credited to you account automatically pay down the credit line.

Margin borrowing may not be suitable for all investors. When you use margin, you are subject to a high degree of risk. Market conditions can magnify any potential for loss. The value of the securities you hold in your account, which will fluctuate, must be maintained above a minimum value in order for the loan to remain in good standing. If it is not, you will be required to deposit additional securities and/or cash in the account or securities in the account may be sold. Please carefully review the margin agreement, which explains the terms and conditions of the margin account, including how the interest on the loan is calculated.

Benefits

  • Review investing and banking activities on one consolidated statement, including cost basis and estimates of unrealized gains and losses for most securities.1
  • Annual Summary—a summary of the activity that occurred in your account over the past calendar year. It can save you time in preparing tax information and planning your future investment strategies.2
  • Use Access Online through Wachovia Securities to see account status, including positions, transactions, balances and recent activity. Plus, view asset allocation, Wachovia Securities research reports, market commentary, market quotes, fundamentals on stocks and more.
  • Get your account balances and current cash sweep rate/yield, determine which checks have cleared, and confirm deposits made -anytime, day or night through Access Online.3 And enjoy the convenience of free Online Banking and Mobile Banking.4
  • Greater Rewards—Wachovia Possibilities RewardsSM, Wachovia's no-fee rewards program is available for enrolled Wachovia Check Cards. Earn points even faster when you have a Wachovia Securities credit card, which gives you points for every qualifying purchase you make on your credit card.5 Then combine and redeem points for cash back, travel, merchandise, gift cards, and more. Clients may enroll their Command Asset Program Check Card in the Wachovia Possibilities Rewards program by calling (888) 440-7000.

A Wachovia Securities Financial Advisor can help you determine which Financial Services program is appropriate for you.

10/07, 0707 - 55062

1This report of unrealized gains/losses report represents a portfolio that may include securities owned by you based on our records of transactions processed through us or supplemental information supplied by you. The securities listed may not represent actual holdings in your account or in accounts with other brokerage firms. Prices are as of the date shown and may not reflect the value at which securities could be sold. The prices indicated are obtained from sources we consider reliable, but are not guaranteed. Please consult your tax advisor with any questions you may have about your personal tax liability. This report does not in any way supersede the proper use of your Wachovia Securities client statements and trade confirmations, which Wachovia Securities considers the only official records of your account activity.

2Available for certain personal and business accounts. Contact a Wachovia Securities Financial Advisor for details.

3Access to the service may be limited, delayed or unavailable during periods of peak demand, market volatility, system upgrades or maintenance, or communications or system problems, or for other reasons.

4Mobile service provider data transport charges apply.

5Subject to credit approval. Other restrictions apply. Available through Wachovia Bank, N.A. Credit cards issued by Wachovia Bank, N.A., an Equal Credit Opportunity Lender.

Securities and Insurance Products: Not Insured by FDIC or any Federal Government Agency; May Lose Value; Not a Deposit of or Guaranteed by a Bank or any Bank Affiliate

Wachovia Securities is the trade name used by three separate, registered broker-dealers and nonbank affiliates of Wachovia Corporation. Retail securities brokerage services offered through Wachovia Securities, LLC, Member NYSE/SIPC and Wachovia Securities Financial Network, LLC, Member FINRA/SIPC. Corporate and Investment Banking services offered through Wachovia Capital Markets, LLC, Member NYSE, FINRA, and SIPC. A.G. Edwards is a division of Wachovia Securities, Member SIPC.